Yates Lake Topics: new flood insurance requirements

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	Name:	lotowner -
	Subject:	new flood insurance requirements
	Date:	12/2/2009 2:51:59 PM

Back in 2004, I purchased my property and flood insurance was not required. The structure was built in 1994.

The company in Texas who determined the Flood Hazard Determination stated "the property is partially within a special flood hazard area. The existing structure, however, is not affected and is not in the floodplain".

In 2009, this property was declared to be in a floodplain area although it was not in 2004. What was the change? During a conversation with the company in Houston, this gentleman reported that FEMA issued a new flood map for the Smith Lake area in August of 2009. The structure on the new map is in the floodplain although the elevation is app. 540 feet ASL.

So why the change? Flood insurance fees, as per this gentleman, go to FEMA. Is this not a shifty way of collecting some of the billions lost to Katrina. Another way of saying this is we get the shaft again.

I can get around the flood insurance by spending $300 to $600 for a elevation certificate and going through FEMA to get corrective action. What a waste of time.

Other messages in this thread:

View Entire Thread

new flood insurance requirmts - southerncomfort - 11/2/2009 6:08:34 PM

new flood insurance requirmts - Dixie Drifter - 11/2/2009 9:27:58 PM

new flood insurance requirmts - southerncomfort - 11/2/2009 9:51:31 PM

new flood insurance requirmts - Yankee06 - 11/8/2009 6:09:58 PM

new flood insurance requirmts - Seal Team - 11/18/2009 10:35:22 AM

new flood insurance requirements - lotowner - 12/2/2009 2:51:59 PM

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