Aliceville Reservoir Topics: FEMA got me
(Aliceville Reservoir Specific)
1 messages
Updated 8/1/2018 5:17:30 PM
Lakes Online Forum
84,070 messages
Updated 10/30/2024 8:48:25 AM
Lakes Online Forum
5,204 messages
Updated 9/14/2024 10:10:50 AM
(Aliceville Reservoir Specific)
0 messages
Updated
Lakes Online Forum
4,172 messages
Updated 9/9/2024 5:04:44 PM
Lakes Online Forum
4,261 messages
Updated 5/28/2024 6:31:10 AM
Lakes Online Forum
2,979 messages
Updated 6/26/2024 5:03:03 AM
Lakes Online Forum
98 messages
Updated 4/15/2024 1:00:58 AM
Aliceville Reservoir Photo Gallery





    
Welcome, Guest Select View Mode: [ classic | beta | recent ]
Name:   Rooster The author of this post is registered as a member - Email Member
Subject:   FEMA got me
Date:   4/30/2014 6:39:29 PM

Sitting at home minding my own business and received letter from lender stating due to new FEMA map of lake martin I am now required to carry flood insurance.  Ok, no big deal!  Purchase it now and cancel as soon as I get a Certificate of Elevation and exemption which i know I qualify for because my next door neighbor did.  Called a FEMA qualified insurance agency ( Allstate ) in Alex City and jumped thru a few hoops for them only to find out at the last moment they had to know what flood zone I was in previously.  Finally found out I have been in a flood zone since purchase in 03.  A hazard one at that.  Go figure!  That knocked me out of a preferred risk catagory, so these folks wanted to sell me a 50 k policy with a 5 k deductable for 630.  Thank you very much, sorry I wasted your time and mine.  Called my home owner's agency ( state farm ), was told I needed a COE before they would even talk to me.  Told them that if I had that already, I wouldn't need the flood insurance.  Finally, after 2 weeks of this crap, I called my lender and told them to go ahead and purchase the insurance for the balance of the mortgage.  I will cancel as soon as I get the exemption.  If my house floods, better hope there is room on the ARK for all of us.  

Other messages in this thread:View Entire Thread
FEMA got me - Rooster - 4/30/2014 6:39:29 PM
     FEMA got me - MAJ USA RET - 4/30/2014 8:01:36 PM
          FEMA got me - GoneFishin - 4/30/2014 9:20:35 PM
          FEMA got me - Lifer - 4/30/2014 9:43:11 PM
               FEMA got me - mariah1 - 4/30/2014 9:55:38 PM
                    FEMA got me - BamaKat - 5/1/2014 11:19:47 AM
     FEMA didn't get you, mortgage company did. - Osms - 5/1/2014 4:52:47 PM
          FEMA didn't get you, mortgage company did. - Toni - 5/2/2014 9:03:03 AM
               FEMA didn't get you, mortgage company did. - Osms - 5/2/2014 9:36:54 AM
               FEMA didn't get you, mortgage company did. - Osms - 5/2/2014 9:45:25 AM
          Question - au67 - 5/3/2014 9:39:56 AM
               Question - Toni - 5/3/2014 3:05:12 PM



Quick Links
Aliceville Reservoir News
Aliceville Reservoir Photos
Aliceville Reservoir Videos




About Us
Contact Us
Site Map
Search Site
Advertise With Us
   
Aliceville.LakesOnline.com
THE ALICEVILLE RESERVOIR WEBSITE

Copyright 2024, Lakes Online
Privacy    |    Legal