Chambers County Lake Topics: flood zone
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You should be able to find your property on the county's flood map. If you are in zone "X" then you are Ok. If you are in zone "AB" then you will have to prove that the property elevation is higher than the flood zone elevation. This would have had to have been filled some time in the past. You are only concerned about the structures on the property. You will be back to the burden of proof. That was our situation.
If the property has been filled in the past and you just want to get rid of the flood insurance and do not want it permanently removed from the maps then you need to file for a " LOMA". If you want it permanently removed then you will need to file for a " LOMAR" This will protect the property from further inquiries from FEMA or the banks when the property is sold or changes generations with any bank financing on the property. We are trying to protect our children from any future headaches of this nature.
Good Luck! I will share with you the info as I go through the steps. Headed to the Engineers office today.
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