Claiborne Reservoir Topics: Flood Insurance
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Name:   BayPineYankee The author of this post is registered as a member - Email Member
Subject:   Flood Insurance
Date:   1/10/2012 10:34:22 PM (updated 1/10/2012 10:40:52 PM)

Shari - we recently received a notice from our lender requiring this insurance.  We contacted the person who writes our homeowner's policy - their records showed that we were not in a flood plain, while the lender's showed we were.  After some discussion with the mortgagee, we learned that a small section of our lot fell in the flood plain.  We were able to draw a diagram of our lot, including measurements from the seawall to the house in several areas.   The lender accepted this and provided a written confirmation that we were not required to purchase flood insurance.  As John states, you may need a survey - depending on your lot you may do some homework first to see if you can make the issue go away for free.  Good Luck

Jeff
Other messages in this thread:View Entire Thread
Flood Insurance - Shari - 1/10/2012 8:01:38 PM
     Flood Insurance - John C - 1/10/2012 9:14:17 PM
          Flood Insurance - HARRY - 1/11/2012 10:06:43 AM
               Flood Insurance - John C - 1/11/2012 1:02:10 PM
     Flood Insurance - BayPineYankee - 1/10/2012 10:34:22 PM
          great advice... /EOM - John C - 1/11/2012 1:02:40 PM
               great advice... /EOM - LonghornBoater - 1/11/2012 4:52:25 PM
          Flood Insurance - Osms - 1/11/2012 4:45:58 PM
     Flood Insurance - lucky67 - 1/11/2012 7:13:31 PM
          Lake Martin CAN flood now. - Lifer - 1/12/2012 12:15:43 PM
               You're assuming - wix - 1/12/2012 2:38:48 PM
                    You're assuming - Lifer - 1/13/2012 10:12:52 AM
               Lake Martin CAN flood now. - Ulysses E. McGill - 1/12/2012 6:53:01 PM
                    Lake Martin CAN flood now. - Mack - 1/12/2012 8:02:09 PM
     Flood Insurance - Rooster - 1/11/2012 7:35:22 PM
     Flood Insurance - aulakie - 1/13/2012 11:06:53 AM
     Flood Insurance - aulakie - 1/13/2012 11:16:20 AM
     Flood Insurance - au67 - 1/13/2012 12:00:40 PM
          Flood Insurance - Osms - 1/13/2012 12:21:45 PM
               Flood Insurance - GoneFishin - 1/13/2012 8:42:01 PM
               Flood Insurance - Maverick - 1/14/2012 10:06:48 AM
                    Flood Insurance - Osms - 1/14/2012 3:59:47 PM
     Flood Insurance - Shari - 1/23/2012 10:42:18 AM
          Flood Insurance - NCSue - 1/24/2012 10:07:25 PM



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