Upper State Lake Topics: Boat Insurance (again)
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Mav got me thinking last week, so I did some checking. I am a longstanding USAA customer and use them for most all coverage (except wave runners, because they didn't cover PWC's). My boats were grandfathered with USAA, but (as someone stated) they are not underwriting new boat policies and now refer to Progressive.
I called BoatsUS for a quote. The quote for each boat was less than what I was paying at USAA (for better coverage), but higher than what I was paying for my Waverunners. I was impressed with the coverage and it seemed like a good deal for the boats but not the PWC's. They do not offer discount's for multiple boats/PWC's.
I then called Progressive through the USAA link. I was very pleasantly surprised! When I combined a policy for my ski boat, Pontoon, and two PWC's, I saved a bunch. The policy will cost about the same amount as my previous USAA policy on 2 boats and I can drop the old PWC policy! The Progressive policy is USAA approved and works in conjunction with my USAA Umbrella policy.
All quotes depend on age, experience, credit rating, and driving/boating records, but I think it's worth a call to both BoatsUS and Progressive....even if you are a devoted customer with USAA or other providers.
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