Off-Topic: Homeownership Resurgence Plan
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(Bear Creek Reservoir Specific)
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It seems that they could just set fixed rates at todays current rates, wave the penalties and put the outstanding balance on the the principal of these loans. If you can't afford this, then you shouldn't be in the house anyway. You shouldn't have gotten the loan to begin with. Some of this is caused by the parlaying of peoples equity into second and third investment homes and then the market slowing down. It's called legal gambling.
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