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	Name:	lotowner -
	Subject:	WIX
	Date:	8/14/2009 7:05:54 AM

GF, your statement about a home and 2 cars is not totally correct. If both husband and wife are alive and one of the two needs full time NH care, the one needing the care can be eligible for Medicaid if the acreage for the home is below a certain value. If the acreage is above the minimum, the acreage above the minimum is sold. Only one of the cars will be sold for NH expense.

The one still at home continues to live in the house and drive the single automobile and will continue to do so as long as they are not also required to have full time NH care also. The person still living at home is allowed to keep a minimum sum of money for funeral expense, insurance, etc.

If the one in the NH dies and the other partner needs full time NH care, then the house is sold. The SS check minus inssurance payments and an amount for personal care then goes to the NH. Medicaid then pays the NH the amount left.