Name:   GoneFishin - Subject:   Hey Coop Date:   10/7/2016 2:15:56 PM

Cooper, in this instance you are wrong. The Certificate of Credible Coverage was designed to enable an Insured who was covered under their employers plan and lost coverage when they left their company to obtain coverage at their new employer without a waiting period for pre existing conditions. It is not needed under ACA.

You maybe confusing it with Evidence of Coverage which is basically the effective date of coverage.