Name:   CRD - Subject:   If I asked those Mr H would say they are “gotcha” Date:   12/30/2020 1:49:31 PM

So an employer, who is busting his butt, taking whatever pay cut he deems necessary in order to keep his business afloat and not diminish the salaries of his loyal employees, nor laying off any employees, has to watch his employees qualify for Federal relief so they can purchase, in your words,  "luxury items or investment opportunites"?  All the while, he suffers with a token offer for a PPP loan which requires payback.  Yes, sounds about right in your world Archie.