Torch Lake Topics: So what should have been done?

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	Name:	Osms -
	Subject:	So what should have been done?
	Date:	2/15/2007 4:26:51 PM

Get out your dictionary and read the definition of "insurance". I think you'll find something about shared risks by a large group. As soon as you find a group that only insures homes that sit on a hill far from the ocean you'll get wiped out by a tornado or something. Mississippi had more Katrina claims far away from the coast than they had on the coast. I lost 5 trees at the lake from Ivan, but only one on the coast even though I was much closer to Ivan on the coast. Share the risk and pay the piper.

BTW, regardless of what State Farm wants you to believe, they have not paid one claim for flood damage, only wind.