Name:   Talullahhound - Subject:   Lack of regulation didn't cause the meltdown Date:   3/5/2015 6:18:23 PM

I don't agree with you on this point.  Yes, the last Administration pushed the home ownership as a right message and encouraged liberal lending; however, greedy lenders padded the applications to qualify those who were not otherwise qualified. Wall Street pushed the lenders to come up with lucrative, but questional bundles to peddle to investors and to pad their bottom line.  Yes, I think that lenders would make questionable loans... the increase in housing values was just a side benefit.