Off-Topic: About pre-existing conditions.

Belton Lake Topics

(Belton Lake Specific)

2 messages

Updated 10/27/2023 11:14:06 AM

Off-Topic

Lakes Online Forum

83,670 messages

Updated 6/12/2024 10:13:39 PM

Boat Maintenance

Lakes Online Forum

5,197 messages

Updated 6/10/2024 5:39:11 AM

Belton Lake Fishing

(Belton Lake Specific)

1 messages

Updated 6/14/2018 11:04:09 AM

Jokes

Lakes Online Forum

4,170 messages

Updated 6/10/2024 6:29:37 PM

Sports

Lakes Online Forum

4,261 messages

Updated 5/28/2024 6:31:10 AM

Grilling & Recipes

Lakes Online Forum

2,977 messages

Updated 6/10/2024 6:30:23 PM

Tallapoosa River Topics

Lakes Online Forum

98 messages

Updated 4/15/2024 1:00:58 AM

Forum Usage Rules

Welcome, Guest

Select View Mode: [ classic | beta | recent ]

	Name:	Lifer -
	Subject:	About pre-existing conditions.
	Date:	11/17/2010 9:18:46 AM

I think I have posted this before, but it is worth repeating. In most cases pre-existing conditions are already covered. I am talking 'group' plans here, individual plans fall under different rules. It really frustrates me that more people don't know about what is called a 'CERTIFICATE OF CREDITABLE COVERAGE'. These are federal rules that apply to all carriers. Here is how it works.

I am employed by Alpha Widgets and covered under the company group plan. I also have diabetes, very well controlled with insulin. Omega Widgets makes me an offer I can't refuse so I go to work for them. Now I am under their group plan. What I must do is contact the carrier for Alpha Widgets and request a CERTIFICATE OF CREDITABLE COVERAGE. It is nothing more than a letter showing when coverage applied. Once the carrier for Omega Widgets recieves this, all previously diagnosed conditions are covered.

I once actually had to provide one from BC/BS of Alabama to BC/BS of Alabama when I changed jobs. As I stated it really frustrates me to see intelligent folks discussing this issue without this knowledge. But the democrats don't want folks to know these things because it empowers the consumer and takes away the abillity to deride "Big Insurance" as greedy.

Other messages in this thread:

View Entire Thread

111 Entities Get Obamacare Waivers - MartiniMan - 11/15/2010 2:11:19 PM

111 Entities Get Obamacare Waivers - GoneFishin - 11/15/2010 4:28:37 PM

Examples of Sensible Health Care Reform - MAJ USA RET - 11/15/2010 5:26:46 PM

111 Entities Get Obamacare Waivers - MartiniMan - 11/16/2010 10:17:50 AM

About pre-existing conditions. - Lifer - 11/17/2010 9:18:46 AM

Quick Links
Belton Lake News
Belton Lake Photos
Belton Lake Videos