White Rock Lake Topics: Subprime

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	Name:	Bob -
	Subject:	Subprime
	Date:	7/25/2007 10:05:54 PM

No surpirse to me and I have said it for months now. Anyone who spends timeon the lake and has paid any attention anecdotally knew this...your number provide the proof. Congratulations to you for being honest and not sugarcoating the situation. We need a bottom and we are close in my opinion. I predict some hangover affect for 8 to 12 more months and then 10% appreciation in the year following...not what we have had but not bad...long term you can't lose....