Off-Topic: Banks need regulation

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	Name:	GoneFishin -
	Subject:	Banks need regulation
	Date:	1/22/2010 10:39:41 PM

"So when you say let banks go without FDIC insurance you act as if that would be the end of them. You are so wrong. They pay FDIC insurance because they have no choice!!! They are forced to pay for that insurance by the government. If it weren't for that I can assure you that the markets would force them to insure deposits or people would put their money under the mattress out of fear."

And just whom do you think would be willing to insure the banks? Another AIG deal?

As to Goldman, my point is they are now a bank and the regulations did not stop them from converting.