Lake Meredith Topics: Insurance adjusters

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	Name:	muddauber -
	Subject:	Insurance adjusters
	Date:	5/4/2011 7:16:19 AM (updated 5/4/2011 7:47:46 AM)

Your good old friend agent is not your friend in these cases, and not the one to get you paid. Not bashing the industry, but do remember it is the adjusters job is to get you to accept the least amount of payout you will accept. Do not threaten to use a lawyer to sue. Rather, demand to talk with their supervisor. Also beware of accepting a check that has anything related to final payment on the back of the check.
Something else I am seeing is contractors from all over are coming in here. We have a number of well known locals that are reputable. In all cases, check their licensing and insurance. Demand those documents as well as references and check them!!! I'd be very, very concerned to use anybody from out of state.
This is the link to check out an Alabama license: http://www.genconbd.state.al.us/database-sql/roster.aspx
Check with their insurance company. Many buy it, then don't make payments so they are not insured.
Money. For clean up, I'd require a proof of dumping at an approved landfill before paying anything.
For a remodel or rebuild. Add a clause to the contract that your draw monies are not to be comingled and all labor and materials are required to be paid. Should contractor take a hike with your cash, they are guilty of fraud.
Also make sure the contractor will do all work for the amount the insurance agrees to pay.
Sorry for the long post, but been thru this several times and do not wish to see our neighbors ripped off.

Other messages in this thread:

View Entire Thread

Insurance adjusters - muddauber - 5/4/2011 7:16:19 AM

Insurance adjusters - Ulysses E. McGill - 5/4/2011 8:23:49 AM

Insurance adjusters - Samdog - 5/4/2011 10:46:01 AM

And... - roswellric - 5/4/2011 11:18:36 AM

Additional thoughts - Bhamcpa - 5/4/2011 4:49:16 PM

Well .... - roswellric - 5/4/2011 8:42:09 PM

Contractors - Talullahhound - 5/4/2011 3:20:36 PM

Insurance adjusters - Tate AU - 5/4/2011 7:00:14 PM

Insurance adjusters - muddauber - 5/5/2011 9:00:15 AM

Insurance adjusters - Tate AU - 5/5/2011 11:54:14 AM

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