Coffeeville Lake Topics: Flood Insurance

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	Name:	BayPineYankee -
	Subject:	Flood Insurance
	Date:	1/10/2012 10:34:22 PM (updated 1/10/2012 10:40:52 PM)

Shari - we recently received a notice from our lender requiring this insurance. We contacted the person who writes our homeowner's policy - their records showed that we were not in a flood plain, while the lender's showed we were. After some discussion with the mortgagee, we learned that a small section of our lot fell in the flood plain. We were able to draw a diagram of our lot, including measurements from the seawall to the house in several areas. The lender accepted this and provided a written confirmation that we were not required to purchase flood insurance. As John states, you may need a survey - depending on your lot you may do some homework first to see if you can make the issue go away for free. Good Luck

Jeff