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Name:
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Barneget
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Subject:
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No Preexisting coverage
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Date:
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3/30/2012 8:46:49 AM
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GF, opposition to zer0care is founded in the extreme power grab by the feds, all while doing nothing to solve the progressives identified components of the health care "crisis". It doesn't touch the core causes for escalating hc insurance rates. It limits access to care. It will expand compensation limits on medical professionals, it involves unseen unknowns in determining care, those same unseen unknowns are by law to determine whether you are too fat or too old or too mean for continued medical service. it allows those same unseen unknowns access to all of your financial and personal data, all while guaranteeing coverage to the uninsured at more than 6x the private sector cost. No, no business write off. No, no group plan for employees as annual surveys produce zero interest. Have 11 at 30+ hours, of whom 5 are doing post grad and buying through school, 2 covered on spouses city plan, 2 others covered on spouses private employer plan, and 2 that I assist with susbsidies. It is nice to be able to afford insurance, along with some niceties. Even private plans offer coverage for most pre existing after a waiting period. You must disclose during application process, and you may be rated. Depending on the severity, the condition may be excluded for an extended period. That is the nature of an insurance pool. Heck, my youngest is, according to my business insurer, a bad risk, and not allowed to approach a company vehicle, let alone operate one. If he does, they won't cover the risk. I am reading your post as advocating for the right to buy pre dated liability coverage after you run the red light and t bone a car. That is not insurance by any stretch of the definition.
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