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Name:
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copperline
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Subject:
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Problem solved
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Date:
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4/3/2012 10:01:44 PM
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Those statistics are from several sources, so the calculations should be seen only to the other stats in the paragraph. But I do think the numbers tell a story, but I'm not shooting for a doctoral thesis when I post on the forum....
I am in favor of being inclusive of those branches of medicine like midwives and such. We'd have to cast a broad net, besides, midwives do a great job at much less cost now. It's just that insurance companies hate them. Thing is, I do see private corporations to be as wasteful in their own way as you think the government agencies are. They spend money on competing with each other, and this is wasteful. They develop overly complex, patchwork systems of billing and collections that require increases in operational expenses in hospitals & doctors offices..... It is in the interest of an insurance company to delay payments for as long as possible, or deny them. Insurance companies don't reward themselves for how much they paid out in claims, they hold out because that's the way the system is built.
In any doctor's office, it is not uncommon for insurance claims to remain unpaid for many months. Most often this is because the billing system is so diverse it's easy to make coding errors. I don't think other types of businessmen would want to stand for that. I try to imagine what would happen at the local auto parts store if everytime a customer came in, the clerk had to fill out a number of insurance forms, verify the insurance covers your store and the part your customer wants, give the customer the part they need....and you know all the time that it cannot be returned. Upon filing the request for payment, you will not necessarily know what the payment will be. The parts clerk may have to refile your claim for the part a few times. However, if your auto parts store happens to not be one of a limited number of stores approved by said insurance company, then your part is gone and you aren't going to collect a dime. Oddly, the insurance company has decided that by limiting the number of autoparts stores in a region, they can keep their costs down even further. They do this by pressuring other stores nearby to accept a lower price for that part the customer wants.
Yeah, I think that's wasteful.
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