Off-Topic: CONDESCENDING CR@P

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	Name:	MartiniMan -
	Subject:	CONDESCENDING CR@P
	Date:	10/5/2013 2:04:09 PM

GF, pre-existing conditions are a real conundrum for one simple reason. Someone has to pay for it. If you force insurance companies to take those with pre-existing conditions then you will have adverse selection. To wit, people will not buy health insurance until they need it. And insurance companies will be forced to raise their rates to cover them because someone has to pay for those costs.

One obvious solution is to use the force of government and the point of a gun to make everyone buy a product simply because they live and breath. Unfortunately as we have seen in every country that has tried it, the end result is poor service, high costs and ultimately rationing. At some point you have to ask the question about whether or not you believe in personal responsibility. Generally speaking the left does not and conservatives do. So one solution would be catastrophic insurance to cover pre-existing conditions for those people that through no fault of their own lost their coverage. But if they had access to coverage and did not buy it and now have an illness they will need to suffer the consequences of their decision. For the others I see a reasonable role for government to provide a mechanism for them to cover pre-existing conditions.

What you and the rest of the left wing nuts don't understand is that we believe based on historical fact that government is never the solution to any problem and in fact usually make things worse, much worse. So limit the role of government, repeal Obamacare and replace it with sensible reforms that address issues of portability, pre-existing conditions and put the consumer as close to the health care buying decision as possible. That's why I favor HSA's and why I have one.