Name:   MrHodja - Subject:   Credit cards Date:   2/25/2015 7:23:24 PM

I have a"Rewards" card from one Credit Union  and a checking account in another that pays interest.  I just charge everything to the rewards card, getting points that I then trade for Visa gift cards AND get interest on the money lying dormant in my checking account. Then at the end of the month I pay the full balance shown on the Rewards Visa statement.  Don't pay any interest and get paid interest.  I keep wondering if I will wake up some day and realize it is too good to be true.  Have about $400 worth of gift cards stashed away, waiting for a good reason to use them (they paid our entire Hilton bill for a vacation visit we took to Savannaha few months ago).

I see no reason to try to keep my corporate Amex card (I recently retired from that company) when there are much better options available.