Name:   MartiniMan - Subject:   Really that clueless?!?!?!? Date:   6/3/2015 8:22:56 AM

Here are some facts and if you want to come talk to my CFO she will confirm them for you.  You know where I work.

Our loss ratio has never varied more than 5% year on year.  In the decade before Obamacare our health insurance costs went up an average of 8% per year.  After the passage of Obamacare our rates went up an average 18% per year and our last renewal before we went to a PEO the increase was 23%.  We went out onto the markets every year.  I attended numerous conferences on heath care and the implications of Obamacare and the one consistent theme of every single one of them said that it would increase costs dramatically and it has.  That is a fact.

Yes GF, you are clueless if you think these rate increases are not a direct result of Obamacare......or ideologically blind.  Either way.