Name:   Lifer - Subject:   Hitched to loser Date:   10/7/2016 4:03:37 PM

This argument has been ongoing for a long time. It was Federal law prior to obammycare. If the certificate was provided when going from one group plan to another there was no exclusion for prior conditions. PERIOD!

You admit you don't know but won't to support a fellow traveler of the liberal doctrine. I DO KNOW!  I used the provision several times through the years. It had nothing to do with company size or negotiating skills.  IT WAS FEDERAL LAW. Any group plan to any group plan qualified.  All one had to do upon denial was request the certificate and provide it to the new company.  It did not even have to be direct from one to another. If you had gaps of no coverage or personal policy it still applied. Any condition PREVIOUSLY COVERED (at any time) was automatically covered immediately under the new group plan. What is so hard to understand about this? Do you think like copper that I am just so special the companies did this just for me?  Copper will never admit this because he wasn't smart enough to use the provision,  or his daughter actually, when the situation arise in his life. I'm sure he feels horrible now finding out he let his poor adult daughter down due to ignorance and lack of research when she needed it. Don't be like him and just disregard what others are telling you. Thousands of people read this site daily and copper is the only one who argues the point.  If I was making it up I'm sure somebody would support him,  but no one has or can. So who you gonna believe,  an ignorant fool who spews talking points,  or someone who LIVED the experience? Plus a retired insurance Executive who backs me up.