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Name:
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Osms
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Subject:
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Life Time Laker
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Date:
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2/16/2007 10:35:57 AM
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In a perfect world I agree with your statement, but consider this:
1. The State and Federal governments are already involved in all insurance--they've just been bought off by the insurance companies.
2. States are responsible for 'regulating the insurance companies'. That's a joke, it just serves as a ready conduit of campaign gifts to state politicians.
3. The Feds, for some reason, have never placed the insurance industry under anti-trust regulations which allows them to price fix, claim fix, and divide up the market as their greed sees fit. For example every insurance followed exactly the same claims policy in Katrina. BTW, bills were filed in the House and Senate yesterday, and were co-sponsored by the leaders of both parties and both houses. We'll see it Congress has been bought off also.
It's easy to sit back and say that hurricanes don't affect me so I'm going to oppose any effort to corral the industry, but you've got to understand that the insurance industry affects all of us--just add up your annual payments for health, homeowners, cars, boat, etc.. They have, in the past few years, become more and more greedy. They need to compete for our business, not collude for it.
You want a free insurance marketplace, then let's force the industry to provide us one.
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