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	Name:	Talullahhound -
	Subject:	I don't know
	Date:	4/28/2009 3:50:39 PM

I don't know what arrangements the government has made for referrals. I don't know if these "counselors" are under contract to the USG to provide services for a lower rate fee or if the fee is waved if you qualify.
I don't know the extent of Obama's personal involvement in this -- I would think this is coming out of the Department for Housing and Urban Development or maybe out of Treasury. I don't know the whole story about it, and I suspect neither do you, since I doubt any of us will be taking on their services -- at least I hope not. Generally speaking, the USG doesn't recommend one commercial entity over another in the interest of being fair and impartial.

No, in a case of rape I would not say it is consenual; however, knowing how the government works, the President may or may not get briefed on a plan, and even if he did, he would not get that personally involved with the details. It certainly worked this way under the past 3 Administrations (not counting Obama). It might surprise you to know that after the President sets out an agenda and names his priorities, Departments go about supporting that agenda. Not every decision goes to the President or even to his advisors or staff. People tend to think governmet is very top-down, but it's not. More often than not, it's bottom-up. The big guys don't work out the details. That's why they have large staffs of people. And the WH staff pretty much makes sure that the President is insulated.

Lamont, I have no doubt that there are cases such as you mention. My BIL doesn't take on very many personal bankruptsy cases, as he specializes in business. He has told me on several ocassions that the people he has seen have generally not abused their finances, but have been forced to go this route. I, personally, have always thought that personal bankruptsy was for losers (i.e., those who don't have the discipline to manage their money), but in this economy, I'm not so sure any more. (And a $1700 sofa isn't as extravagant as you might think.)