Off-Topic: I don't want them tinkering

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	Name:	GoneFishin -
	Subject:	I don't want them tinkering
	Date:	5/9/2009 1:55:36 PM

Martini, I am quite familiar with Medicare parts A and B. Part A covers hospital and B covers Physicians. Yes, there are gaps in coverage. There is 20% co insurance under part B that the insured has to pay. However, there are Medicare supplement programs available at reasonable costs ($75-145) month to fill in the gaps. The supplement prtograms only cover what Medicare covers and works quite well. Medicare sends the unpaid invoice direct to the Medicare Supplement insurance carrier who then reinburses the physician at the medicare agreed rates.

If your mom is facing large unreimbursed medical bills, it would indicate she does not have a Medicare supplement plan or the physician does not accept Medicare or the physician does not accept the amount Medicare reimburses.

As to the Drug Prescription plan, you seem upset that you are also paying for
the plan. If it were totally free it would be welfare. Of all people, I would expect you to be willing to pay for it on a voluntary basis. No one forces you to carry it for your mom.

My mom passed away in 2005 at age 95. Other than prescriptions and live in companions, I never paid a medical bill in the 10 years I handled her affairs. Medicare and her supplement plan covered everything.