Off-Topic: What Really Scares Me is

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	Name:	architect -
	Subject:	What Really Scares Me is
	Date:	7/30/2009 10:14:49 PM

Some very good comments Mack, but there is nothing, I repeat nothing in any of the current healthcare proposals which will put the Gov't between you and your Dr. Just because Mitch McConnell or Rush Limbaugh says it doesn't make it so. Check the House Bill for yourself. There is much wrong with the current proposals, but we have to make an effort because we can not have another 10 years when health insurance cost go up 4 times as fast as American's income. I don't know your age and it may not be a problem for you but it might very well be catastrophoc for your children and grandchildren. It will certainly be so for millions of Americans.

I posted a couple of months ago with my ideas of reform. To make healthcare insurance cheaper, we must make it more competitive. To do that we should take all healthcare insurance away from employers and place a mandatory minimal health insurance requirement on each individual with the employer savings going to the employee as higher pay. State sudsidies and/or insurance credits would go to those who are unable to fully pay for the insurance. Insurance providers must be prohibited from refusing coverage to anyone for prexisting conditions, this could be softened by setting up an assigned risk program which most states have for auto coverage. The states should establish health insurance coops which individuals could join and which could negotiate with and accept proposals for minimal to maximal plans from providers. An individual could if he chose do his own research and get his own policy. I know that such a program has a lot of flaws with the biggest being it is politically impossible because it requires sacrifice from all stakeholders.