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Name: |
MartiniMan
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Subject: |
Real Cost-Healthcare Non Bill
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Date:
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10/16/2009 1:28:18 PM
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Despite the fact that the Senate subcommittee voted on a non-bill it is apparent that the government media template of the true cost of the non-existent bill is not the $900billion estimated by CBO. To wit, the bill includes 10 years of taxes with only 6 years of costs. Even Harry Reid on c-span let slip that the real cost is $2.2 trillion!!!! CATO estimates $2.4 trillion. That is of course only a projection of costs for an outline of a bill. Apparently no bill actually exists so it will likely be much worse.
Our government is being run by a bunch of incompetent nut jobs.......
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Name: |
Yankee06
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Subject: |
Real Cost-Healthcare Non Bill
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Date:
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10/16/2009 9:01:06 PM
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-The fact that the CBO and the senate is costing out a non-bill is troublesome, ...but that is not the worst of what is going on. -The worst is that the public has been diverted from assessing teh various changes that will go into the final bill, because the final wording is being done in secret, --so much for Obama's promises of transparency and congressinal bill development discussions and debates on C-span
Here's what's going on: -The republican politicians think their efforts have been a success if they prevent a public option which is just a government insurance plan. -democrat politicians think it a success if they do get a public option, or a trigger for a public option. Remember the video where Barney Boy said that the public option is the first step to single payer? --Concened citizens (dems, repubs, indys, and political atheists) think it a success if insurance reform is achieved and we all get transferability, pre-existing condiionts, catastrophic ceilings, etc. -BUT...The socialists are happy if everyone is watching the outcomes of the public option and insurance reform issues, ...because that means the socialists have a good chance to retain in the new bill a lot of the original convoluted wording of HR 3200 which will really lead to government healthcare, --not just government-payed heath care (like medicare, medicaid, the public option, etc), but actual government-run heathcare. All the HR3200 wording of control of doctor pay, the "competitive effigency" panels, etc. has a good chance to remain in a bill that will AGAIN not be read by the majority of the congress before they vote and which will not be given to the public in time for it to be analized and reacted to. -The press and the public should be clamoring for a two-week access to this final bill before it is voted on. Does anybody think that has a chance of happening? I don't. I hoped to be proved wrong!
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Name: |
MAJ USA RET
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Subject: |
Who pays
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Date:
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10/17/2009 9:51:27 AM
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There are two groups - us and our progeny. If taxes are raised, we pay higher taxes. If insurance companies pay, then we pay more for insurance. If doctors are paid less, they will bill for more procedures and the government will pay and pass it on to the taxpayers. OR we can have LESS healthcare for the SAME amount of money. I am on TriCare (retired military)and I am healthy... but I still have co-pay and it seems that I am paying about 1/8 of the total cost of healthcare (I recall that this was represented as free healthcare for life in 1968 when I was drafted).
The HR and the Senate is NOT interested in lowering healthcare costs... they are interested in a) government control and b)buying votes.
It makes no difference who pays... it circles back to US and our children and their children...
Where are the sheepdogs when you need them? Ba... Ba... Bah!
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Name: |
Psycho
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Subject: |
Who pays
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Date:
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10/17/2009 10:57:37 AM
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very well said. Now, if you can get people to understand this, the country will be in a lot better shape.
Only problem is, you cant teach common logic, and you cant fix stupid.
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Name: |
MrHodja
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Subject: |
Who pays
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Date:
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10/17/2009 11:42:58 AM
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Nor can you fix greed.
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Name: |
Yankee06
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Subject: |
Who pays
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Date:
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10/17/2009 12:13:21 PM
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-well, of course the tax payer is going to pay in the end. ...but that is part of being a citizen. The trick is to pay the least amount of taxes possible to get the gonvernment services needed. -I consider myself politically as an independent. But as an independent I believe we need healthcare reform. I believe that the America of today is (or maybe was) the richest coountry in the world, ..in many, many ways. I believe that America can ensure that every citizen in this county in this day and age can have medical coverage. having said that, I also believe ... -that illegal immigrants should not be covered because they should not be here. -that Insurance companies should be reined in on thier rates to insure thier profits are just and not usurious. This should be done through open competition and government and non-government watchdog groups.. -that Insurance should provide catastophic ceilings, tranportability, pre-existing coverage, etc. No lower-, middle-class family who has insurance should have to go bankrupt inorder to get medcaid. -that a system should be developed so everyone actually knows and is somehow personally culpable (by % of bill or payback for unspent) for what they are paying, or the government is paying, for medical service. We know what we pay for everything else, and when we write the checks we care about what we spend. Not so with heathcare, --it's always, "hey, my insurance will take care of it (of course most times it's our company , or government who pays so we have no first-hand personal relationship to the money spent) -That Waste and fraud is dealt with, not just accepted as a way of doing business. -That medical schools open up more slots so that there can be more doctors and nurses. I don't understand why medical schools will not increase enrollment because they don't want to dilute quality, ...yet, we're then forced to take doctors that were schooled in Nairobi, Russia, or some other low=quality education system, ---makes no sense. -Let's face it. It's going to cost money, that means taxes. But if congress would get off thier collective asses, stop all teh graft and coruption, and then use some of that money for healthcare the taxes wouldn't be that high. I believe that many Americans would be willing to use some of thier discretinary money (that we now use for boats, seadoos, lake house, vacations, jewelry, etc0 to improve heathcre if we just believed the fools in DC would use it wisely, --but we don't, cuz they won't! -Speaking of taxes, I believe every American should pay taxes no matter how poor, even if it is only 1% of their gross. paying taxes means you are taking part in your government, you are then part of building and manitaining America. The government should want to develop that mentality in every citizen. We just don't want to give it to a bunch of fools in DC who then in turn make us look like fools.
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Name: |
Talullahhound
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Subject: |
Who pays
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Date:
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10/17/2009 1:04:56 PM
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I agree with you. And I would add the drug companies to those who need to be reined in. It doesn't make sense that drugs cost half the price in Canada than they do here.
I'm concerned that now that Congress sees itself on a roll with health care, that we are going to end up with something very mediocre that will end up costing us more.
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Name: |
MAJ USA RET
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Subject: |
Who pays
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Date:
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10/17/2009 1:32:57 PM
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Strange that tort reform is not mentioned by either of you.
I just don't want my healthcare run by the same folks that brought us Fannie-Mae, The Post Office, Freddie-Mac, the VA, the IRS, TVA, and Medicare. If think that any one or more of those are efficient, then you should be FOR government run health care. If you cannot find a single one of those which are efficient, then you should be AGAINST healthcare reform.
In my opinon, if we get government run healthcare, we are going to see taxpayer costs rise at approximately the same rate as 1st class postage.
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Name: |
water_watcher
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Subject: |
Who pays
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Date:
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10/17/2009 2:09:45 PM
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I agree with you on everything except the post office and rates ... that is basically a private enterprise now. They are in trouble due to the internet. Electronic communication, ACH bill pay for individuals and business and advertising and catalogs going electronic. Even with that, our postal rates are about 1/3 of other countries and much better service. Rates will have to go up more and that will also drive more away from paper form ... which is good. We will soon see 5 day service, and over time i would say we will drop to 3 day delivery for households first (business 5 day) and eventually businesses will drop to 3 days as well. I would say the 5 day will be within 2 years and 3 days in 5 - 7 years.
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Name: |
MAJ USA RET
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Subject: |
Value of Service
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Date:
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10/17/2009 2:12:50 PM
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That would be less mail service for the same price.
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Name: |
Yankee06
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Subject: |
Healthcare costs
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Date:
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10/17/2009 3:47:35 PM
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MAJ, -I did leave out Tort reform. Some days I'm for tort reform , other days I'm not. It might depend on the weather, ...who knows? -Tort reform is tough for me, because on teh one hand I find it stupid that someone can get $4 million dollars form McDonalds for dropping hot coffee in her lap, while on the other hand, it is we the people who sit in those jury boxes. si-i-i-i-=igh, today is one of those days, I just can't decide of I'm for or against. -In some of the posts above we should be clear to distinguish between government-run health care and government-payed health care. Medicare is government-payed health care. As inefficient as that is, add to it the inefficiencies of teh government actually running the nation's heathcare (hiring, firing, educating doctors; building hospitals; matching funds to needs; etc) then we will really have terrible health care. -If that happens, and it seems to be on the way, then our public health system will be like our public school system. Medium to wealthy taxpayers will have to pay for poor healthcare for poorer people, while the wealthier have a seprate good health care system; just like many now pay taxes for a a poorer education system, while they then pay more money to send thier kids to private schools for a good education. I can never understand how liberals don't understand how that is going to happen. And of course our politician,... what will they do?...hmmmm, where do the senators and reps presently send thier kids, --not to DC schools!!!!!!
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Name: |
Talullahhound
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Subject: |
Healthcare costs
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Date:
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10/17/2009 4:13:29 PM
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I'm in favor of tort reform. As I understand it (as I heard an expert the other morning) is that there is currently no national standard on medical lawsuit -- the laws vary state to state. Apparently they don't believe that the States will be willing to give up individual legal perogative for their state and submit to a national standard. That's why it has been taken off the table.
I don't think that the "public" option will be part of the whatever health care bill gets passed. It really doesn't make any sense, and only a few radical democrats are hard over on it.
WW - I have to agree with you about mail delivery.
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I am glad we agree about the direction of mail service. Really, why do we need daily delivery any more? You can receive bills and pay them electronically. Communication is not done via email, text, blackberries and social media. Even they went to M, W, F service tomorrow it would not bother me in the least. What do we get that it could not wait for one of those 3 days. If it is really urgent, it is sent over night or not sent via snail mail.
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I fully expect, within my lifetime, to see them discontinue mail service all together. The companies I deal with on a regular basis have all gone to electronic billing and I can't think of the last time I wrote a check for a bill and mailed it. About the only thing I get in the mail now are charity solicitations and magazines. And at the rate that the magazines are discontinuing publication and going to on line formats, I imagine in the future, they won't even bother to print anymore.
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Name: |
MAJ USA RET
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Subject: |
Hound
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Date:
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10/18/2009 9:14:23 AM
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A person with a classical education would find this trend to be dangerous.
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Well, you are right. I personally love actually reading printed materials, be they newpapers or magazines. And I still like my books printed on paper. Unfortunately, the trend is otherwise.
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Name: |
MrHodja
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Subject: |
Hound
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Date:
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10/18/2009 5:15:54 PM
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As a person whose profession is Information Assurance (computer security) I would warn you to be VERY careful about online transactions and NEVER make them from an account with any significant amount of money in it.
This is no conspiracy theory, it is a real threat. Can't divulge my sources, but please be careful.
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Name: |
GoneFishin
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Subject: |
Mr Hodja
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Date:
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10/18/2009 7:33:37 PM
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I understand your warning. Is checking a balance on an account present the same security issue as a transaction?
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Name: |
MrHodja
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Subject: |
Mr Hodja
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Date:
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10/18/2009 9:52:01 PM
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It really depends on your financial institution and the security mechanisms it has in place. For instance, at least three of the ones I deal with on line present the user with a security image when logging on...in one case a pair of boots, another a microphone -- something that a phony site would not know to present to you. If the security image is not presented to you by the web site it raises a huge red flag and you should report it to the real bank or other financial institution instead.
The main thing is just be very careful. Make sure the lock appears at the bottom right of your web browser page indicating a Secure Socket Layer encrypted session. If something just doesn't seem right back out of the web browser session and go into it again. If you see something that just doesn't seem kosher contact your financial institution with details. It is definitely in their interest to maintain user confidence in the security of their web-based services.
So in answer to your question if you are dealing with a reputable bank you should be OK - even to pay bills. I would still caution you, though, to not deal online from an account that contains a significant number of shekels....set up a working account instead that has only enough greenbacks to pay bills and leave the rest of your largess in an account that never sees the first hint of exposure to the internet.
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Name: |
MrHodja
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Subject: |
Mr Hodja
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Date:
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10/18/2009 10:01:58 PM
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Sorry, I got on my soap box and didn't really answer your question. It may very well be that even checking a balance can give the bad guys key information. Assuming you enter your UserID and password to get to the site and check your balance, if there is a middle man in the loop, or you are logging onto a bogus site you could compromise that userid and PW - and the bad guy could then log onto your account and do all sorts of nefarious things.
When logging on, look at the bottom left of your browser -- make sure the URL shown is the one you expect to see. For instance, if I log into my Pentagon Federal Credit Union account and the URL shows www.pefned.org instead of www.penfed.org, I know someone is diddling with me.
Am in Herndon, VA...just got here late this evening and have a meeting to go to in the morning before flying to Charleston tomorrow evening, so must sign off. Be glad to continue the discussion...this is really some scary $#!+. Send me an email.
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