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Name:	MartiniMan -	Reply
Subject:	Just got our company health ins renewal
Date:	11/3/2012 12:18:12 PM

Biggest increase we have ever gotten in 15 years in business. Current carrier increase of 27%. Other bids even worse. Saw a talk by an industry expert who said about 50% of the increase you should expect this year due to Obamacare. That's about right because the increas was double what we saw in the last 4 or 5 years. Yet another lie told by TOTUS when they jammed this horrendous act down our throats. This increases my monthly costs by $15K and will devastate profits. Even worse, at this rate of increase our insurance costs will double about every three years. Cannot be sustained by small businesses. We need it to be repealed and replaced with sensible reform. Step one is to send Oblamer packing.

Name:	GoneFishin -	Reply
Subject:	Just got our company health ins renewal
Date:	11/3/2012 12:37:04 PM (updated 11/3/2012 12:39:00 PM)

Sorry to hear about the increase. Under OBCare, if your plan is fully insured, you will receive a rebate if the Medical Loss Ratio is under 85%. What was you MLR for the past year? What was the MLR for the past 12 months?

Name:	comrade -	Reply
Subject:	Just got our company health ins renewal
Date:	11/4/2012 2:33:42 PM

Explain MLR to the board; and then reflect on how this would translate to the rest of the satisfied US public.
Like the IRS - baffle them with b*llsh*t

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