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| Name: |
AUCATZ
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| Subject: |
Interesting Health Ins. Fact
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Date:
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11/2/2008 4:13:07 PM
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I was listening to a News station last week - maybe CNN, can't remember. Anyway, the lady was talking about health insurance statistics in the U.S. and said something that really amazed me. She said over half of the uninsured children in the U.S. had parents that were insured themselves, but didn't choose to insure the kids. Anyone heard this? I don't have the exact number, but I thought it was interesting.
One has to wonder (and not putting a left or right spin on this either, GF) if a national health care plan were offered, would these parents agree to it? I've heard differing stories on Obama's plan, but the one thing that stands out is that he would make everyone have health insurance. I think all children and the elderly should be insured, but can we really 'make' anyone get it? Doubtful in my (humble) opinion.
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| Name: |
water_watcher
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| Subject: |
Interesting Health Ins. Fact
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Date:
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11/2/2008 5:11:37 PM
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There are a high percentage of people that "elect" no insurance because they do not want the monthly cost. I know where i work, you can opt out of insurance and they actually pay you a portion of what the premium would have cost. The intent was for people that can get insurance from a spouse there would not be wasted insurance or duplicate coverage. But some people choose to go without.
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| Name: |
Talullahhound
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| Subject: |
Interesting Health Ins. Fact
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Date:
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11/2/2008 5:25:52 PM
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Interesting that people wouldn't chose to insure their children. Of course, it may be as WW says and they opt out to pay additional costs for family members. I think some companies insure their employees and for an additional fee they can insure under a "family plan".
I rather doubt that the government can "make" people take insurance too, unless it becomes a mandatory deduction like Medicare.
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The State of Alabama already has a statewide plan for all children to be insured. It is based on your income level. They offer this every time you register your child in public school. It also has the option to insure for dental and eye care. The opportunities are out there if you choose. The key word is choose.
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| Name: |
Rob Roy
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| Subject: |
Interesting Health Ins. Fact
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Date:
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11/3/2008 4:09:38 PM
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An additional angle on the non- selection of available health care coverage. My daughter, among other duties is responsible for health care enrollment of employees. She is beside herself over how many employees won't accept coverage over the $14 a week it costs them. The employer pays the rest. Their reasoning is that the company should pay it all. Besides that, a common theme is "I won't need it anyway, I go to the emergency room to get taken care of and I can get by without paying" !!! I am afraid the health coverage issue will be or is becoming just another welfare program. If participants have to contribute anything the won't take it because its" owed to them". And guess what, some politican will do just that. Give it all to them.
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| Name: |
Talullahhound
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| Subject: |
Interesting Health Ins. Fact
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Date:
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11/3/2008 5:23:15 PM
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How do they get free medical care by going to the emergency room? Isn't there a fee associated with the ER? I've only gone a couple of times and it seems like my insurance company always gets billed and I get the notice.
I feel sorry for anyone that thinks that health insurance is optional. What happens when they get cancer or some other very serious illness? My mother was a candidate for transplant surgery and they wouldn't even put her on the list until they verified that she had health insurance that would not only pay for the surgery, but also pay for the medications she would need for the rest of her life.
And how do they pay for prescription medicines?
Hard to imagine that anyone would think that health care is owed to them by their employer. Since I'm a retired Fed, I was able to carry mine into retirement and I pay for it (it's not cheap), but at least its under a group plan. I would hope that the politicians would figure out a way to create group plan opportunities for a lot of the uninsured, but I can't see how the country can afford to give it to adults for free.
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| Name: |
Swimmer27
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A classic example......
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Date:
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11/4/2008 7:01:07 AM
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....of how out of touch you are with the 'real world'. you spent so much time inside the beltway that you can't see the real world. And trust me, ABC, CBS, NBC, CNN, and MSNBC are NOT goint to show it to you.
Sad, so sad. So far out of touch, but yet you think you know the answers for the rest uf us.
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