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Name:	lucky67 -	Reply
Subject:	stimulus ? how ?
Date:	2/15/2009 6:50:30 PM

ok--heres one for the record books--opened mail Sat form my good old Capital One Visa people--have been a platimum plus titanium gold--- member 12 years; never missed a payment--maybe carry $500-$1000 a month on a $25,000 high credit limit; heres what they said :GOOD CUSTOMER OF OURS-- "DUE TO THE UNCERTAIN ECONOMIC TIMES, WE ARE, EFFECTIVE APRIL 28, CHANGING THE TERMS ON YOUR CARD; PURCHASE & TRANSFER RATES WILL NOW BE WALL ST JOURNAL PRIME + 14.24% [PRIME CURRENTLY 3.25%; SO, MY RATE WOULD BE 17.49%; surely i thought, not never delinquent me --sure nuff--i called--it applies to all; now, if i recall, fed funds are at 1%--so Cap one bank can borrow from Fed at that rate--yet lend to me at 17.49 !!! this certainly stimulates me to go borrow !! what it has done its prompt me to draft a nice letter thatnking Capital One for their generous offer--but no thanks--I also included with the letter my 2 cards, cut up, with a request to close--watch your mail for these wonderful stimulus offers !!!!

Name:	Puntune -	Reply
Subject:	stimulus ? how ?
Date:	2/15/2009 9:24:01 PM

Had an interest rate of 2.99% with Chase, for life of loan , They came in said oh no changing terms .. we had paid it off but screw them.. Lowes home improvement basically did the same thing.. they said due to the times they were limiting the amount we could charge...we do 12 months same as cash.. never missed a payment and we don't pay late .. good deal for us .. everyone is scared now with abomination..fear makes people/companies take actions they normally would not.

Name:	lucky67 -	Reply
Subject:	stimulus ? how ?
Date:	2/15/2009 10:52:57 PM

isnt BHO & N POLOSI supposed to be taking care of all this for us ??

Name:	Talullahhound -	Reply
Subject:	stimulus ? how ?
Date:	2/16/2009 10:25:54 AM

I've had my Mastercard since 1978 with a similarly high credit limit. I recently got a notice from the issuing bank that they will be charging a minimum 7.75% APR. Doesn't bother me because I pay the bill in full each month, but it did take me back a bit. I think we're all paying the price for all those people who defaulted on their credit.

Name:	lucky67 -	Reply
Subject:	stimulus ? how ?
Date:	2/16/2009 5:32:51 PM

and do you mind sharing what issuer is giving you that great rate so I can call them ?

Name:	Talullahhound -	Reply
Subject:	stimulus ? how ?
Date:	2/16/2009 7:06:36 PM

USAA

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