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	Name:	MartiniMan -
	Subject:	Wow did I miss all the fun
	Date:	11/11/2011 2:29:54 PM

OK, I better understand your definition of universal. That's probably a bad term to use in your scenario because it generally means government-provided health insurance and includes a mandate. What you are suggesting is that you open up some form of insurance options to everyone.

That still doesn't resolve the issue of adverse selection and the extra costs will be borne by the consumer. A good percentage of the uninsured are there voluntarily. If they know they can get insurance when they get sick that will only increase the number of uninsured, not decrease it. And when only the sick sign up whoever provides that insurance (presumably private companies under contract to the government as the federal program works) will pass those costs along to others. It is simple mathematics. Probably ways to get around this but am not sure.

I still do not think any government run health care system is the solution and the uncertainty while the sausage is made would be ruinous to the economy. I frankly this issue needs to be set aside until after Obamacare is repealed in its entirety and the economy is back on track.