Off-Topic: Some Observations

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	Name:	GoneFishin -
	Subject:	Some Observations
	Date:	1/14/2012 12:55:17 PM

Filing small claims on your HO or auto policy is reason for a rate increase or non renewal as the carrier has to open a file and may pay to have a claim adjuster check the damage. I would suggest that since it does not pay in the long term to submit small claims, that you save money by raising all deductibles to $1,000 both personal and business.