Name:   roswellric - Subject:   home insurance Date:   7/17/2014 8:34:53 PM (updated 7/17/2014 8:43:03 PM)

Much of consumer insurance has moved to a different model. It's sad but the individual agents are being squeezed out by the "kiddies on computers" model. I would suggest you try Geico or some equivalent. I had an Allstate agent for decades but my auto rates went up so much I got better covereage for almost half. Now I'm the agent.

One note about State Farm...they use the post office address to figure in the fire department rating. If you are in a fire district that is different from your post office they will still use the department in your postal zone.  It's something peculiar to State Farm and maybe some others.  So if you live in Dadeville and your postal address is Jacksons Gap they will rate you on the Jacksons Gap fire department not Dadeville even though Dadeville shows up when you dial 911. Mondo Bizarro.