Name:   RHH - Subject:   Hey Goofy Date:   10/7/2016 3:23:35 PM

I would suggest that everyone slowly and calmly re-read Copper's above remarks as they summarize the situation very well. I am not sure about the pre- existing condition debate. Prior to the ACA insurance companies could refuse to cover for pre-existing conditions. Usually this just meant no coverage for the first year. It is possible that if you switched insurance plans when you went to work for a large company with their own negotiated agreement that your prior condition could have been covered. Big companies (Att, Utilities etc...) can negotiate all sorts of deals that the average small business couldn't obtain.