Name:   10toLife - Subject:   Auto Owners Insurance Company -- References Date:   2/1/2018 9:26:00 PM

USAA is great -- we have them and have had several claims with no issues. They are a little more expensive than most.

Auto Owners is OK but I think State Farm is better. I work for a law firm and State Farm takes better care of their insureds in my opinion. 

Be sure you look at your auto policies closely as well as your homeowners. Make sure there is not a difference with replacement costs between the two policies for HO and look at your coverages for UIM (stackable vs reduced). Auto Owners also has Commercial coverage and we run into them a lot for WC.  Avoid Allstate at all costs. Terrible claims handlers and legal team in my opinion. 

The thing I like about State Farm is the way they handle their own insureds. They are very good about paying claims out timely and without a hassle. They are not easy if you are going up against them but they do take care of their own policyholders from what I have seen. 

Insurance sucks but it's a necessary evil.