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	Name:	Bamaonthelake -
	Subject:	Bamaonthelake........
	Date:	3/9/2008 11:51:58 PM

Nope I am not worried about my homeowners insurance, what I am worried about is the fact that if I am required to pay 125.00 each year to fund a fire department, regardless if I want to our not, and they are incorporated, then I am in essence a member of their organization by default.

If I am part of their organization based on my year "contributions" then what happens when some 18 year old kid totals his car heading out to Pleasure Point and the Pace's Point Fire Department responds. In pulling the kid out he becomes paralyzed.

The kid and his parents sue Pace's Point and list its officers and all the "members" in the litigation because we are all in essence part of the incorporation.

I have seen it happen to home owners associations. Someone gets hurt in a neighborhood and then the litigation begins. The last home owners association actually purchased liability insurance for the organization and the officers of the home owners association just in case of an emergency.

I think all would agree here we live in a litigation society. Police Departments, City governments and Fire Departments around the country are always being sued by citizens because of negligence and abuse.

My question is that if I have no choice in the matter then at least the organization that is not giving me a choice should provide me with this type of information prior to me actually paying money.

Mark my words at some point out here on Paces Point, the Fire Department will respond to an emergency situation that will have either loss of life, property and or both. At that time the lawyers will be involved along with the insurance companies and just as always they will look to see what assets, money or property are available.

If you do not think a lawyer would think twice about listing all Pace's Point FD Officers and people that contributed money as defendants you are crazy.

I should have known Life Time Laker would chime in on this subject. he brings up good points. I would rather have the local governments take charge and tax me and take the liability than to have an incorporated "volunteer" program that opens us all up to liability.

More to follow on this one. I have some folks lined up. I want to se the legal documentation for myself. If It checks out then I will pay but I also think the books should be open and that the proper liability be placed not on the poor people who pay but to the board and the incorporation.

Mark it in stone here though. I have been a part of one too many litigation cases in my past and this one is ripe for the picking. it will happen as soon as some poor paying member's house goes up in flames and there is a poor or no response time or someone is injured by a negligent emergency personnel actions. Remember you heard it here first!