Lake Martin Topics: Check your Insurance

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	Name:	slownez -
	Subject:	Check your Insurance
	Date:	8/14/2008 12:38:43 PM

This would also be a good time for everyone to do an insurance check up to see how much liability coverage you have. Even if alcohol had not been involved, and this was purely a boat on boat accident, your insurance liability coverage will only carry you so far in a law suit. Some policies will allow you to combine your car and boat liability coverage if both policies are with the same company. Once that funding is gone, you can loose everything you own if the policy does not cover the full awarded law suit amount. Check with your agent as I found that you can get a liability umbrella coverage for $1 million for as little at $10 bucks or less a month. Should not have to have it, but these days your best friend may sue you when they get drunk and fall off the end of your pier.