A couple of things...

Gulf Shores - Orange Beach - Perdido Key Topics: A couple of things...

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	Name:	roswellric -
	Subject:	A couple of things...
	Date:	4/10/2009 9:20:07 AM

1. You don't have to buy FEMA insurance if you are in the flood plain and don't have a mortgage.
2. Read your mortgage to see if the "flood" clause is in there allowing force placing. If it's an old mortgage it might not be.
3. Water can temporarily back up in the creeks over the 490 mark.
4. I'm not sure that the flood lines are not in. I was invited to see them at the courthouse by an official.
5. If you have a mortgage and get a notice you should either prove yourself innocent or buy the insurance before the 45 days goes by. Forced placed insurancee by your mortgage company can cost many times over one you can secure.

AND FINALLY

6. FEMA is a government insurance company. The government wants you to buy insurance.

Now let me say I'm not an expert, I could be wrong on these accounts and you should check it all out on your own but one thing...if you get a notice don't ignore it. It could cost you some real money.

Other messages in this thread:

View Entire Thread

Latest regarding Flood Plain - Broke Point - 4/9/2009 7:00:03 PM

Latest regarding Flood Plain - magator2 - 4/9/2009 11:02:21 PM

Thank you. - Freshwater Bay Girl - 4/10/2009 8:05:46 AM

Latest regarding Flood Plain - roswellric - 4/10/2009 9:03:22 AM

A couple of things... - roswellric - 4/10/2009 9:20:07 AM

A couple of things... - boataholic - 4/10/2009 11:56:13 AM

A couple of things... - roswellric - 4/10/2009 2:00:52 PM

OOPS - roswellric - 4/11/2009 7:50:10 AM

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