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Name:
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GoneFishin
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Subject:
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HEY YANKEE
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Date:
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9/7/2009 9:59:33 PM
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Yankee from your comments:
“it apparently doesn't know how much things actually cost, or there wouldn't be a need for all of us to have secondary insurers to pay the difference between what medicare thinks a thing/service should costs and what it actually cost.
It is a pool of money, to which I've contributed as an insurance premium for 50 years. Medicare is another insurance company which is welching on our deal. I pay them premiums for 50 years and they tell me, in 1965, that they will pay my health bills when I'm 65. But they screw up and don't have enough money, so-o-o-o-o-o I now have to go to a second provider to pay more premiums to cover the bills. --not to mention part b, c, and D.”
Medicare was never designed to pay all the costs.
Under Part A, Hospital there is a $1,068 deductible for each hospitalization.
Under Part B , Physicians there is an annual deductible this year of $135. In addition, Medicare pays 80% of the approved charges. You are responsible for the other 20%.
That is why you buy the supplement to cover the deductible and co insurance.
As to welching on our deal........... Medicare premium for those working is
1.25% of earnings. This deduction is used to pay for your Part A premium and 75% of Part B. You pay $96.40 for Part B unless you have gross income over $170,000(married). If you paid the entire cost of Part A it would be $443/month. You pay $0. If you paid the entire cost of Part B, it would be $385.60. You pay $94.60.
Seniors are fortunate to have Medicare as it will insure everyone over 65 and those disabled covering ALL pre existing conditions.
Look at your mother’s Medicare summary and see how much the charges are and what Medicare approved. You will find there is a tremendous discount.
I assume you are aware that Medicare does not process claims. Rather, they hire contractors to process the claims.
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