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	Name:	MartiniMan -
	Subject:	Purchase Insurance across Stat
	Date:	9/15/2009 3:00:10 PM

What they are doing is making it possible for individuals or groups to buy health insurance across state lines.

For example, in Georgia only certain insurers are licensed to sell health insurance to residents. Obviously if Georgia residents were able to buy insurance from any insurance company anywhere in the U.S. for coverage in Georgia that would instantly increase competition, lower prices, etc. Just the way you and I can buy homeowners or life insurance from any insurance company we want to.

Where this really impacts my company is I have the worst of all worlds, I am spread all over the country but am a small market so there are very few insurers that can cover the nation but are interested in 250 employees. So I tend to bounce around between those few companies looking for the best combination of rates and service. This would allow many more companies to offer their insurance to companies like me which hopefully will increase competition. I am sure there are other reasons why this will help reduce costs.