Off-Topic: Its called buying votes
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Bingo to that! This is why I make my child work for his extra money, for paying for his dating and anything that is not school or school activity related. I do provide him with a vehicle, but he is also a responsible young citizen with above 4.0 average taking college level courses.
Back to the mobile home financing. Why would you think that a mobile home would be any higher a risk than a vehicle when you should be looking at the credit history, work history and income of the person with the application? 13 % interest is highway robbery. These are young kids with their first loans and no guidance. They are making their payments and have good credit. They cannot get refinanced because the financial industry is failing and they will not renegotiate the loans. They are not regulated to do so since it is not HUD or FTC money.
WE can go back to the blame of congress and their lack of ability or accountability to regulate the housing industry via Fanny Mae and Freddie Mac. President Bush made a mistake is starting this whole stimulus program. I know he probably sees it now. He made the choice and he has to live with it. I cast no blame on him. The government/congress is to blame and it will be the government/congress to blame for the future hell for our children and grand children will be paying for many years to come!
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